Help More Buyers Close with Flexible Hybrid Loans
Not every qualified buyer has simple W-2 income or perfect financial documents. Zykup Mortgage's Hybrid Loan Program offers asset-focused, common-sense financing solutions that may help realtors save more deals and serve more buyers.
Flexible Hybrid Loans
HIGHLIGHTS
Purchase Money with No Income Verification
Help qualified buyers purchase a property without traditional income documentation
Benefit for realtors:
Buyers with strong assets but complicated or nontraditional income may have another path toward financing and closing.
Flexible Credit Review
The program offers flexible FICO consideration and practical underwriting for responsible borrowers.
- Flexible FICO guidelines
- No recent late payments is a primary requirement
- Each borrower's complete financial scenario is reviewed
- Overdrafts and large deposits may be considered
Benefit for realtors:
A buyer may not be automatically disqualified because their financial profile does not fit a traditional lending model. All credit, deposit and account activity remains subject to underwriting review.
Cash-Out and Second-Lien Options
Available financing options may include:
- Cash-out financing up to 75% loan-to-value
-New second trust deeds may be available
- Combined loan-to-value of up to 75% may be considered
- Scenario review required
Benefit for realtors:
These options may help property owners access available equity for investments, improvements or other qualifying financial needs.
Why Realtors Like this Program
More financing options for challenging scenarios
No traditional income documents required
Asset-focused qualification
Flexible credit consideration
Fast scenario reviews
Common-sense underwriting
An opprtunity to save deals that might otherwise fall apart
A lending resource for serving more buyers
Ready to Work with the Best?
Have a Buyer Who Doesn't Fit the Traditional Box?
Before giving up on a difficult financing scenario, let Zykup Mortgage review it. One conversation could uncover another path to closing.
Office: 9900 Lakewood Blvd ste 200 Downey, CA 90240
Email:[email protected]
Site: www.zykupmortgage.com